An option is a contract representing the right to sell or buy a financial product. The contract has an agreed-upon term for a set period of time. Options differ from a normal holding since they don't impart ownership. The whole premise of an option is that a holder pays a premium for the right to buy or sell the security within the contracted time frame.

I was still in diapers when the Great Recession happened. I was not around to understand how this tragic event affected me. My goal is to show how the Great Recession happened and how it affected everyone worldwide. History will repeat itself if we are not aware of how to prevent or how to notice warning signs.

A 401k is an employee contribution fund provide by an employer that is a tax-advantaged retirement savings plan. How it works is that you choose your investments from a range of investments that are either conservative or aggressive options within the plan. Once you have your plan, your contributions will automatically be put into the investment plan. Plans differ from company to company and some company's match employee contributions. The 401k name comes from the U.S. Internal Revenue Code (IRS) since section 401 goes over the employer contribution funds.  

Both the Certified Financial Planner (CFP) and Chartered Financial Analyst (CFA) are both very supreme finance designations. CFP is a professional designation for financial planners and the CFA is a professional designation for financial analysts. Both these designations have to go through a challenging course to be able to achieve and pass. The goal of this post is to compare subject matter, exam/qualifications, amount of professionals, benefits of designation holders, and key differences!

Coming from a student myself, it is very difficult to come up with ways to stick out to employers. As students with little to no experience, you have to find ways to create experience to make yourself employable. My goal in this first post is to help persuade other students to get involved and become employable!